Money saving ideas

Eden Projectbigsavings

Get 10% off when you book at least one day in advance online and a ‘free’ one-year pass when you choose to donate your entry fee to the Eden Trust when booking. So you’d pay £22.50 per adult, £12.60 per child and get entry to the Eden Project in Cornwall for a year

Cereal

Look for promotional packs of Kellogg’s cereal and snacks, including Rice Krispies, Frosties, Crunchy Nut and Squares (£2ish-£4ish in supermarkets) to get a ‘Grown-Ups Go Free’ voucher for 32 Merlin theme parks and attractions.

Effectively this is a 2for1 (or better) as you have to buy a full-price child or adult ticket to get a free adult entry.

The vouchers can be exchanged for entry on the day at attractions such as Alton Towers, Legoland, Thorpe Park, Chessington, Sea Life centres and Madame Tussauds until 30 June 2017

Free sports for kids

Kids can take part in free community sports through the Asda Sporting Chance website. Activities include football, martial arts, dance, golf, bowling, swimming, laser quest and gymnastics, depending on your area. It runs during school holidays, re-starting at the beginning of each.

With dozens of activities there is bound to be something that will interest your children. You just need to download a voucher from the website, find and confirm your child’s place at a session to take part.

Some of the activities have age restrictions or may be limited to one session per child – so check the website for more details

Free family swim for British Gas customers

British Gas is offering all its customers a free swimming session at a participating UK pool for up to 2 adults and 3 kids. Just register on the website and print a voucher; you’ll need to have your customer reference number to hand. Don’t forget to bring the voucher with you to the pool!

Visit the cinema for 95p

Many cinemas run cheap family screenings on the weekends. Some films may have been out a few months, but they’re just as much fun for the little ones. Vue’s Kids AM club costs just 95p per person (adult or child). All adults must be accompanied by one child.

There’s also the Odeon Kids’ club on Saturday and Sunday mornings. You get one adult free per paying child.

Here’s a few ways the government can help to get you started in 2016.

If you’re saving for a deposit for your first home, you can earn a bonus with the Help to Buy: ISA

If you’re saving to buy your first home, you can put away up to £200 a month in the Help to Buy: ISA and the government will top it up by 25%, up to a maximum of £3,000.

This year, if you put away £3400 in your Help to Buy: ISA, your bonus will be £850 in December (save £1,200 in January and £200 every month after that).

You can take a Help to Buy: ISA out with one of 14 providers.

Switching your bank account could save you on average £70 a yearpiggybank

It’s a quick and easy way to switch your current account in 7 days – your direct debits and standing orders are transferred automatically, and there’s a switch guarantee, so you’re protected against financial loss if anything goes wrong when you switch.

Over 2.25 million switches have taken place since 2013. And it’s also available to 99% of small businesses.

Married couples could save up to £212 this year by applying for the marriage allowance

The Marriage Allowance lets you transfer £1,060 of your Personal Allowance to your husband, wife or civil partner.

This means that they could pay up to £212 less tax this tax year (from April 2015 to April 2016).

From April 2016, a new Personal Savings Allowance will take 95% of taxpayers out of saving tax together

From April 2016, a tax-free allowance of £1,000 (or £500 for higher rate taxpayers) will be introduced for the interest that you earn on your savings.

If you are a basic rate taxpayer (you have a total income of up to £43,000 in 2016-17), you will be eligible for a £1,000 tax-free savings allowance.

If you are a higher rate taxpayer (you have a total income in 2016-17 between £43,001 and £150,000), you will be eligible for a £500 tax-free savings allowance.

The tax-free Personal Allowance will be increased from £10,600 in 2015-16 to £11,000 in April 2016.

The tax-free Personal Allowance – the amount people earn before they have to start paying Income Tax – will increase to £11,000 in 2016-17.

This means that a typical taxpayer will be £80 better off in 2016-17 than they were in 2015-16.

Leave a Reply

Your email address will not be published. Required fields are marked *